Precious Metals Education

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Choosing Well

The Precious Metals Guide

Precious metals are not valued for rarity alone. They are also the most durable, lasting, and workable materials a ring can be made from, which is why the same few metals have carried diamonds for centuries. Here is the honest guide to all of them: yellow, white, and rose gold, platinum, and palladium, and how to choose among them.

The System

Karats, Not Carats, and What Purity Means

Gold purity is measured in karats, written k or kt, and the first thing to settle is that karats have nothing to do with carats. Carats, with a c, weigh diamonds. Karats grade gold: pure gold is 24 karats, and jewelry gold is an alloy, gold blended with other metals for strength and color. The two alloys that matter are 18k, which is 75 percent gold, and 14k, which is 58.3 percent gold and the most common alloy in the United States.

The blending is not a compromise; it is the engineering. Pure gold is too soft for a ring worn daily, so the alloy trades a measure of purity for the hardness a lifetime demands. United States law sets the floor at 10k: anything below it cannot be marked or sold as karat gold at all. Every honest piece states its purity in a stamp inside the band, and reading that stamp is covered at the end of this page.

The Golds

One Metal, Three Colors

Yellow, white, and rose gold are the same precious metal wearing three different alloys. The gold content is identical at a given karatage; the companion metals set the color.

The Original

Yellow Gold

Gold in its own color, warmed by its traditional alloy. 18k carries the richest, most saturated tone along with the strength to last a lifetime; 14k trades a little of that saturation for a slightly harder wearing alloy. This is the metal of heirlooms, and it flatters warmer skin tones especially well.

The Modern

White Gold

Gold whitened with paler metals in the alloy. At RockHer the whitener is palladium, a platinum group metal, rather than nickel, because nickel is what most metal sensitive skin reacts to. White gold is typically finished with a thin rhodium plating for its brightest white; that layer wears with daily life and is replated periodically to look new.

The Romantic

Rose Gold

Copper in the alloy gives rose gold its delicate peach blush, available in 18k and 14k like its siblings. The color is quietly distinctive on its own and remarkable in two tone designs, where its warmth plays against platinum or white gold. It also needs no plating; the color runs all the way through.

The Reference

Reading the Karat Marks

24k is pure gold, too soft for daily jewelry. 18k, stamped 750, is 75% gold: the luxury standard, richest in color. 14k, stamped 585, is 58.3% gold: the American standard, hardest wearing of the fine alloys. Below 10k, an alloy cannot legally be called karat gold in the United States.

The Standard

Platinum: The Metal That Outlasts Everything

Platinum is the most precious of the jewelry metals, and its virtues are structural before they are visual. It is remarkably workable yet extraordinarily durable, which is why platinum prongs hold diamonds more securely than any other metal: struck against a counter, platinum moves rather than wearing away, so the prong that holds your diamond keeps its grip for decades. Its strength also permits designs that are delicate and strong at once, details no gold alloy could carry as thin.

It is genuinely rare; all the platinum ever refined in history would fill barely a single pool to ankle depth. It is naturally white all the way through, so it never needs plating and never changes color. It is hypoallergenic, the definitive choice for anyone with metal sensitive skin. And it is dense: a platinum ring weighs about 60 percent more than the identical ring in 14k gold, a heft many wearers read, correctly, as permanence you can feel.

Purity standards run higher for platinum than for gold. Every RockHer platinum piece is made with 950 parts platinum per thousand, 95 percent pure, and stamped 950 to say so. Look for that stamp on any platinum piece you ever buy; it is what guarantees both the purity and the hypoallergenic property you are paying the premium for.

The Alternative

Palladium: Platinum's Lighter Sibling

Palladium is a platinum group metal with platinum's essential character: rare, lustrous, naturally white throughout, hypoallergenic, and worked at the same 95 percent purity. What it lacks is platinum's density, and that is precisely its use. Being lighter makes palladium the intelligent choice for earrings, where platinum's heft works against all day comfort, and it brings the platinum family's virtues in at a more approachable price.

Because it is white to the core, palladium never needs the rhodium replating that white gold does; it is the same color on the day it is made and twenty years later. It is also quietly present across this entire guide, since palladium is the whitening metal inside RockHer white gold. Compared with white gold at the same price class, palladium simply contains more precious metal.

Metal Purity Color Character
18k Yellow Gold 75% (750) Rich warm yellow The heirloom standard; richest color with lifetime strength
14k Yellow Gold 58.3% (585) Soft yellow Hardest wearing gold alloy; the American standard
White Gold 75% or 58.3% Bright white, rhodium finished The platinum look at a gold price; replated periodically
Rose Gold 75% or 58.3% Peach blush Distinctive and romantic; color runs throughout, no plating
Platinum 95% (950) Natural white throughout Most secure grip, heaviest, hypoallergenic, never replated
Palladium 95% (950) Natural white throughout Platinum's virtues, lighter and more approachable; ideal for earrings
Deciding

Three Questions That Choose the Metal for You

Set the color preference aside for a moment. These three practical questions usually settle the decision before taste even has to vote.

Her Skin

Any Metal Sensitivity?

Most reactions are to nickel. If there is any history of sensitive skin, choose platinum or palladium at 95 percent purity for anything worn daily, and know that RockHer white gold is alloyed with palladium instead of nickel, the safer middle path.

The Upkeep

Plating or Permanence?

White gold delivers its brightest white through rhodium plating that wears and gets renewed every few years. Platinum, palladium, yellow, and rose gold are their own color forever. Neither answer is wrong; one asks for occasional maintenance and one never will.

The Grip

What Holds the Diamond?

For a significant center diamond worn every day, platinum prongs are the most secure setting metal there is, because platinum displaces rather than wears when struck. Many of our rings pair a platinum head with a gold band for exactly this reason.

The metal deserves the diamond it holds. Every stone we recommend is scored by ROSI™, our gemological intelligence, built by our gemologists. Request a ROSI™ Score Report on any diamond, ours or anyone else's.

An Honest Word
The metal is the part of the ring she touches every day. Choose it for her hand, not for the display case.

Every metal in this guide is a fine choice, which is exactly why the decision should be made on her terms: her skin, her tolerance for maintenance, her color against her other jewelry, her days. Pay the platinum premium where it buys something real, security for an important diamond and immunity for sensitive skin, and spend confidently on gold where color and warmth are the point. The stamp inside the band will tell the truth about whichever you choose; make sure it is there, and make sure it reads the way this page taught you.

91.4
ROSI™ Score
Know exactly what a diamond is worth before you buy it.

Found a diamond you are considering, here or anywhere else? Send the GIA or IGI certificate number and our gemological team returns its ROSI™ Score and a read of where it sits in the current market. Complimentary, within minutes.

Score a Diamond
Fair Market ReadSample · Live market data
$4,650This diamond sits here$5,400

Where stones of the same exact specifications are trading on the open market right now. You get a straight answer, even when the diamond is not ours.

Questions

Precious Metal Questions, Answered

What is the difference between karats and carats?
Karats, written as k or kt, measure the purity of gold: pure gold is 24 karats, 18k gold is 75 percent gold, and 14k gold is 58.3 percent gold. Carats, with a c, are a unit of weight used exclusively for diamonds and gems. The two words share an ancestor and nothing else, and a certificate will never confuse them.
Is 14k or 18k gold better for an engagement ring?
Neither is better; they trade different virtues. 18k carries a richer, warmer color and more precious metal in the alloy. 14k is a harder alloy that resists scratching and daily wear a little better, at a slightly less saturated color. For a ring worn every day, both are excellent, and the honest answer is that the choice is aesthetic more than structural.
Why does white gold need replating?
White gold is gold whitened with paler metals in the alloy, then usually finished with a thin plating of rhodium, a platinum group metal, to reach its brightest white. That rhodium layer wears with daily life and the warmer alloy beneath begins to show, so white gold rings are replated periodically to look new again. Platinum and palladium are white all the way through and never need this.
Is platinum better than white gold?
Platinum is the more precious metal: naturally white throughout, roughly 60 percent heavier than the same ring in 14k gold, hypoallergenic, and it holds diamonds more securely than any other metal because its prongs move rather than shed metal when struck. White gold delivers a very similar look at a lower price, with the trade off of periodic rhodium replating. Better depends on whether the premium for permanence is worth it to you.
Which jewelry metals are hypoallergenic?
Platinum and palladium, both at 95 percent purity, are the reliably hypoallergenic choices. Most metal sensitivity is a reaction to nickel, which many white gold alloys contain. RockHer white gold is alloyed with palladium rather than nickel for exactly this reason, but anyone with genuine metal sensitivity should choose platinum or palladium for pieces worn daily.
What do the stamps inside a ring mean?
They state the fineness of the metal: 18k or 750 means 75 percent gold, 14k or 585 means 58.3 percent gold, and 950 means 95 percent platinum or palladium. The stamp is a legal representation of what you bought, and it sits beside the maker's mark identifying who produced the piece. Look for the 950 stamp on any platinum piece to be certain you are getting the purity, and the hypoallergenic benefit, you are paying for.
Talk to a Jeweler

Weighing platinum against gold? Talk it through with a specialist.

John Anderson, our Lead Gemologist, walks couples through this exact decision every day: sensitivity, upkeep, color against her jewelry, and where the platinum premium is worth paying. Tell him about her and the ring you have in mind, and he will give you a straight recommendation. The consultation is complimentary and there is no obligation.

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