Checking your rate will not affect your credit score.
There's no obligation to purchase when you prequalify for financing.
No paperwork! Applying is easy and financing terms are clear. You get a decision in seconds, you aren't required to buy, and checking your rate does not affect your credit score.
*The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 6 equal monthly payments of $166.67 at 0% APR, or 36 equal monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Bread® loans are made by Cross River Bank, Member FDIC.