RECENT ARTICLES

Resource Center > Blanket vs. Scheduled Jewelry Coverage

Blanket vs. Scheduled Jewelry Coverage

August 13, 2019

Attractive Gem Colors for Flower Engagement Rings

Floral engagement rings are very famous among modern brides. This is because just about any colored gemstone could make a...

March 26, 2020 Read More

A Look at the Legacy Diamond

Many different gemstones exist which have managed to capture the attention and awe of millions of people around the world.

March 24, 2020 Read More

A Guide to Gray Diamond Rings and Their Prices

Being a neutral color, a gray diamond ring is considered elegant, chic, and sophisticated. Being a comparatively rare diamond...

March 24, 2020 Read More

It is hard to pick exactly what you need, simply from the complexity of all that industry jargon, most of which have been carried over from centuries ago. It is usually best to focus on the jewelry coverage you would get for your grey diamond ring under your current renters or homeowners policy.

The basic home insurance policy carries a $1500 value where valuables are concerned. That means if your collection exceeds that value, you would need to either add blanket coverage or schedule the individual items.

Blanket Coverage: Here, you simply add an endorsement onto the home insurance policy to raise the value mentioned above. Just be sure of any max-per-item limit, and this would help tremendously if you have a handful of items each value in the $2000 area.

Scheduled Personal Property: This involves individually listing each of your valuables on a schedule, including high-value items like engagement rings. The max per item decides whether or not you have to spend from your pocket, so watch that bit carefully.

Please upgrade your browser to access RockHer.com
We built RockHer on the latest technologies. That means RockHer.com works best with the following browsers. Please upgrade to one of these browsers for the best experience.